Protect Your Home from Water and Ice Damage

December 14, 2022

Water damage can cause serious problems, ranging from mold and mildew to structural weakness. Between 2015 and 2019, 1 in 50 insured homes filed a water damage claim with their insurance. While it’s important to have homeowners insurance to protect your property from water damage, you can avoid these problems by taking care of your property.

Clean and Protect Your Gutters

Your home’s gutters protect your house from water damage by directing water away from your roof and foundation. Clean your gutters at least once annually to prevent clogging.

Insulate

Attic insulation promotes even heating of the roof, which can prevent an ice dam from forming. Insulate your pipes and ensure your attic meets current standards to prevent heat loss.

Regulate Your Home’s Temperature

Never turn off your thermostat in winter. Keep it at a minimum of 55 degrees to prevent frozen pipes. Service your furnace annually.

Seal Cracks

Seal all cracks in your home’s exterior before winter comes to prevent ice expansion from widening gaps.

Update Your Homeowner’s Policy

Contact your insurance agent to evaluate your coverage and ensure you are protected against water and ice-related damage.