About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage.

Avoiding wildlife

• Be especially careful at dusk and dawn: Active times for animals; headlights can blind them.
• Watch for signs: Warning signs are posted for a reason; heed them.
• Expect more than one: If you see one animal, others are likely nearby.
• Stay calm: Avoid erratic swerving; focus on controlled braking.

After an accident

• Call 911: Report injuries and traffic hazards.
• Do not touch the animal: Keep your distance for your safety.
• Document the damage: Take photos and file a police report for insurance.
• Contact your agent: Claims are typically covered under comprehensive coverage.

Reposted with permission from the original author, Safeco Insurance®.