Joy Ponczoch is the newest member to the insurance family. Joy started working for Stephanie in July 2015. She is eager to learn all she can about the business. Joy is newly married and is enjoying the married life. She has two cute puppies who take up a lot of her time. When she isn’t spending time with the puppies she is working with youth students in the Coeur d’Alene area. She also enjoys going on runs with her sister-in-law and the dogs!